Golden evening light over the rooftops, towers and domes of Città Alta, with green hills behind

Holiplanet · Living in Bergamo, Italy

Updated & fact-checked: 30 October 2026

Thinking of moving to Bergamo?

Living in Bergamo means a compact city of 120,389 people at the foot of the Orobie Alps, split between the walled hilltop of Città Alta and the busier Città Bassa below. Asking rents average €13.57 per m² a month (a 50 m² one-bed is about €680), a monthly bus, tram and funicular pass costs €36, Milan is 48 minutes away by direct train and the province had Italy’s lowest unemployment in 2025. Relocating here comes down to three questions: does the city fit your life, what will it cost, and which neighbourhood is yours?

Google tells you what exists in Bergamo. Holiplanet helps you understand what living there would actually mean for you.

Independent local guide · Data from official and verified sources

Photo: Isaac Maffeis · Unsplash License · source

What is living in Bergamo like?

Bergamo at a glance: the essentials in one minute, before you decide whether to read on.

120,389residents in the city (ISTAT, 2024)
25.4%of residents are 65 or older
16.2%are foreign nationals (19,441)
€13.57average asking rent per m² a month (Sept. 2026)
€36monthly ATB pass: buses, tram T1 and funiculars
€2,924average asking price per m² to buy (Sept. 2026)

What living here is like

  • Two cities in one: Città Alta, the hilltop old town inside 16th-century Venetian walls (a UNESCO World Heritage site since 2017), and Città Bassa, the lower town of shops, offices and the railway station. Funiculars link them, and both are covered by the ordinary city bus ticket.
  • The mountains start at the edge of town: the Colli and San Vigilio hills rise straight above Città Alta, and the Seriana and Brembana valleys open to the north.
  • Four real seasons: average lows just below freezing in January, highs near 30 °C in July and about 1,105 mm of rain a year (1991–2020 averages).
  • Milan is close: direct Trenord trains reach Milano Centrale in about 48 minutes, and Milan Bergamo airport (Orio al Serio) sits on the city’s southern edge.

What surprises newcomers

  • Housing is closer to Milan’s hinterland than to a small city: €13.57/m² a month to rent and €2,924/m² to buy on average, and over €4,100/m² to buy in Città Alta and the hills (asking prices, September 2026).
  • Jobs are plentiful: the province had 1.3% unemployment in 2025, the lowest in Italy (ISTAT, via the Bergamo Chamber of Commerce).
  • The city is older than it feels on a Saturday night: one resident in four is 65 or over, and the old-age index is 226.
  • It is international in its own way: the largest foreign community is Bolivian, followed by Ukrainian and Romanian residents; English is common at the university and the international school, much less at public counters.

Sources: ISTAT data via Urbistat AdminStat (2024); Immobiliare.it, September 2026 (asking prices, cited not linked); ATB Carta della mobilità 2026; Trenord; Camera di commercio di Bergamo (12 March 2026); climate averages 1991–2020 (Climi e Viaggi, cited not linked); UNESCO.

Who actually lives in Bergamo?

Age, origin and income: the real picture from official statistics.

Age: an older city with a student and young-family core

0–1714.1%
18–6460.6%
65+25.4%
75+14.1%
  • 30,546 residents are 65 or over and 16,919 are 75 or over; 16,922 are under 18. Average age: 46.8 years (44.7 for men, 48.7 for women).
  • Old-age index 226: there are about 226 residents of 65 and over for every 100 children under 15.
  • 120,389 residents in 2024: 57,366 men and 63,023 women.

Nationality: Latin American, Eastern European and Asian communities

  • 19,441 foreign residents (16.2% of the population) in 2024: 9,340 men and 10,101 women.
  • Largest communities: Bolivia (2,753), Ukraine (1,952), Romania (1,449), China (1,165), Morocco (1,158) and Bangladesh (1,077).
  • Then Albania (979), Pakistan (582), Senegal (580), the Philippines (480), India (414) and Peru (402). No Western European or North American nationality is in the top twelve.

What locals earn, and what it means for you

The average income declared by Bergamo taxpayers was €33,044 in the latest figures reported in April 2025, third among Lombardy’s provincial capitals (Ministry of Economy and Agenzia delle Entrate data, as reported by Il Giorno). That is about €2,750 gross a month; no median is published for the city. A 50 m² one-bed at the city-average asking rent (about €680) takes roughly a quarter of an average gross salary. With a Lombardy salary, a remote income or a pension, Bergamo is comfortable; on one entry-level local wage, a shared flat or the southern and eastern districts are the realistic start.

Sources: ISTAT data via Urbistat AdminStat (population, age bands and foreign residents, 2024; 0–17, 18–64 and 65+ shares are Holiplanet sums of the published bands). Income: Il Giorno, 18 April 2025, on Ministry of Economy data (cited, not linked). The City’s district statistics could not be read by our tools, so we give no district figures rather than estimates.

Is Bergamo right for me?

01

What are the pros and cons of living in Bergamo?

In short: strong on jobs, safety of daily life, scenery, the airport and Milan on the doorstep; weaker on housing costs, winter fog and grey days, an ageing population and Italian-only bureaucracy.

Pros

  • A strong labour market: 1.3% unemployment in the province in 2025, the lowest in Italy, and an employment rate of 67.9% (ISTAT, via the Chamber of Commerce).
  • A walkable, compact centre with buses, the T1 tram and two funiculars on one ticket: €1.70 for 75 minutes, €36 a month, €325 a year.
  • Milan Bergamo airport on the edge of town, with the Airport Bus to the station and Città Alta every 20 minutes.
  • Direct trains to Milano Centrale in about 48 minutes, hourly.
  • Hills, lakes and the Alps within an hour; Città Alta and the Venetian walls for a Sunday walk.

Cons

  • Not cheap: asking rents average €13.57/m² a month and over €14 in the centre and Città Alta (September 2026).
  • A wet climate: about 1,105 mm of rain a year, with May, June and October the wettest months; winter nights fall below freezing.
  • An older city: a quarter of residents are 65 or over, and evenings outside the centre and the borghi are quiet.
  • Città Alta is beautiful but hard for daily life: limited traffic, steep streets, crowds of day visitors.
  • The rail link to the airport is still under construction and has accumulated delays (RFI, February 2026).
The skyline of Città Alta with its towers and domes rising above the roofs of the lower town
The skyline of Città Alta above the lower town · Photo: Isaac Maffeis · Unsplash License · source
02

Is it worth relocating to Bergamo?

In short: yes, if you want a liveable, well-run Italian city with work nearby, Milan and the mountains within an hour and an airport on the doorstep; think twice if you want sun and sea, low housing costs or an English-speaking daily life.

A good fit if you…

  • have or want a job in Lombardy, or work remotely and fly often;
  • like walking, hills and day trips to the lakes and the Alps;
  • want a city that is smaller and calmer than Milan, but connected to it;
  • are happy with Italian-language offices and a slower first few months.

Think twice if you…

  • need a low cost of living: rents here are well above Italy’s southern cities;
  • struggle with grey, wet winters;
  • want the sea within easy reach;
  • expect lively nights every day of the week outside the centre.

Holiplanet’s editorial assessment, based on the data on this page.

03

Is Bergamo safe to live in?

In short: petty crime is the everyday risk, as in any Italian city; we found no official crime statistics by neighbourhood, so we do not rank districts by safety.

  • The UK FCDO (updated 28 October 2026): crime levels in Italy are generally low, with higher levels of petty crime, particularly bag-snatching and pickpocketing, in city centres and at major tourist attractions.
  • In Bergamo that means the busiest places: the railway and bus station, the funicular queues and the lanes of Città Alta on weekends.
  • Holiplanet’s editorial advice: visit a street by day and by night before signing, keep bags closed on buses and at stations, and leave nothing visible in a parked car.
04

What is the weather like, and what about winter?

In short: a continental climate at the edge of the Alps: cold, sometimes foggy winters, warm and humid summers and plenty of rain; winters are shorter and milder than in the valleys behind the city.

  • Averages 1991–2020: January lows of −0.2 °C and highs of 7.8 °C; July lows of 18.6 °C and highs of 29.6 °C.
  • About 1,105 mm of rain a year; May is the wettest month (about 125 mm over 11 days), followed by June and October.
  • Snow: about 30 cm a year on average, very variable; fog has become rarer than it used to be.
  • Records: 39 °C in July 1983; a föhn wind once brought 22 °C in January (2007).
  • What it means: ask about heating costs and the energy class, check for damp in older ground-floor flats, and look for shade or air conditioning on top floors.

Source: climate averages for Bergamo, 1991–2020 (Climi e Viaggi, cited not linked).

05

Is Bergamo good for families, retirees, remote workers and students?

In short: good for all four: families have an IB international school and a full state system, retirees a compact city with cheap senior passes, remote workers an airport and Milan nearby, students a growing university.

Families

The International School of Bergamo (Inspired group, Via Monte Gleno 54) teaches in English for ages 2 to 18 and is authorised for all three IB programmes: Primary Years (2015), Middle Years (2019) and the Diploma (2020). State schools teach in Italian. Children under 14 pay €18 a month for an ATB pass.

Retirees

A walkable centre, the funiculars and a calm pace are the draw; winter fog and steep streets in Città Alta are the challenge. Over-65s pay €18 a month or €162.50 a year for an urban ATB pass. Non-EU retirees usually need the elective residence visa, based on stable passive income; each consulate sets its threshold.

Remote workers

Non-EU citizens apply for the digital nomad visa (the Italian consulate in Johannesburg quotes a minimum income of €28,000 a year; check with yours). EU citizens just register residence. Regus lists coworking in Bergamo with dedicated desks from €4 a person a day on 24-month contracts. Milan Bergamo airport is a bus ride away.

Students

The University of Bergamo offers 71 programmes for 2026/27, including 12 master’s degrees taught in English and over 280 courses taught in a foreign language (press release, 25 May 2026). Students up to 26 pay €260 a year for an urban ATB pass.

Can I afford Bergamo?

Costs by household, dated rents by zone and the job market, side by side.

06

How much do I need each month in Bergamo?

In short: for rent and transport only, about €600–650 a month for a single person in a cheaper area, €740–750 in the centre or Città Alta, €1,070–1,150 for a couple and €1,210–1,380 for a family of four, before bills, food and school fees.

Single · modest

€600–650rent and transport a month
  • 1-bed 50 m² in Celadina, Malpensata or Campagnola (about €570) or Canovine, Colognola (about €610)
  • ATB monthly pass €36
  • Bills and food not included

Single · comfortable

€740–750rent and transport a month
  • 1-bed 50 m² in Città Alta (about €710) or the centre (about €720)
  • ATB monthly pass €36
  • Bills and food not included

Couple

€1,070–1,150rent and transport a month
  • 2-bed 75 m² in Corridoni, Redona (about €990) to the centre (about €1,070)
  • ATB 2 × €36
  • Bills and food not included

Family of four

€1,210–1,380rent and transport a month
  • 100 m² in the southern and eastern districts (about €1,140) to Longuelo, San Paolo (about €1,300)
  • ATB 2 × €36 (under-14 passes €18 a month)
  • School fees, bills and food not included

Holiplanet estimates: Immobiliare.it asking rent for the zone × flat size (September 2026, cited not linked) + €36 ATB monthly pass per adult. Bills and food are excluded: we found no official or neutral Bergamo source for them.

07

How much does it cost to rent a flat in Bergamo?

In short: asking rents average €13.57 per m² a month (September 2026): about €680 for a 50 m² one-bed and €1,020 for a 75 m² two-bed, from about €570 in the southern and eastern districts to about €720 in the centre for the same one-bed.

Borgo Palazzo, Centro, Stazione · €14.31/m²1-bed (50 m²) about €720 · 2-bed (75 m²) about €1,070
Città Alta · €14.12/m²1-bed (50 m²) about €710 · 2-bed (75 m²) about €1,060
Monterosso, Valtesse · €13.42/m²1-bed (50 m²) about €670 · 2-bed (75 m²) about €1,010
Colli · €13.40/m²1-bed (50 m²) about €670 · 2-bed (75 m²) about €1,000
Corridoni, Redona · €13.25/m²1-bed (50 m²) about €660 · 2-bed (75 m²) about €990
Longuelo, San Paolo · €13.04/m²1-bed (50 m²) about €650 · 2-bed (75 m²) about €980
Canovine, Colognola · €12.11/m²1-bed (50 m²) about €610 · 2-bed (75 m²) about €910
Celadina, Boccaleone, Malpensata, Campagnola · €11.38/m²1-bed (50 m²) about €570 · 2-bed (75 m²) about €850
City average · €13.57/m²1-bed (50 m²) about €680 · 2-bed (75 m²) about €1,020

Average asking rents for all eight market zones of the city: Immobiliare.it, September 2026 (asking prices, not signed contracts; cited, not linked). One-bed and two-bed amounts are Holiplanet estimates: €/m² × 50 or 75 m², rounded.

  • Asking rents rose 1.88% and asking prices 5.75% in a year city-wide (September 2025 to September 2026).
  • The borghi (Pignolo, Santa Caterina, Palazzo) and the station area fall in or next to the central zone; Immobiliare.it does not publish them separately, so ask agencies for street-level prices.
  • Furnished flats and short leases cost more than these averages, especially in Città Alta, where short-term letting competes for the same homes.

Check your rent and transport

Rent a month–
ATB passes a month–
Rent for a year–
Rent + transport a month–

Holiplanet estimate: average asking rent (Immobiliare.it, September 2026) × flat size, plus a €36 ATB monthly pass (zone A, buses, tram and funiculars) per adult. Bills, food, phone and insurance come on top.

08

What is the job market like in Bergamo?

In short: one of the strongest in Italy: the province had 1.3% unemployment in 2025, the lowest in the country; manufacturing, services and the Milan market all hire, but most jobs require Italian.

The numbers

  • Province of Bergamo, 2025 (ISTAT annual averages): unemployment 1.3%, employment rate 67.9% of people aged 15–64, below the Lombardy figure but well above Italy’s.
  • Average declared income in the city: €33,044 per taxpayer (April 2025 report).
  • Milano Centrale is about 48 minutes away by direct train, so the Milan job market is within commuting distance.

What it means for you

  • With Italian, finding work is realistic; without it, look at international companies, the international school, the university and remote work.
  • EU citizens can work freely; non-EU citizens need a work visa or a permit that allows work before starting.
  • Before you sign, compare the commute: a job in Milan plus a flat near Bergamo station can beat living in Milan on cost.

Source: Camera di commercio di Bergamo, press release of 12 March 2026 on ISTAT labour-force data; income: Il Giorno, 18 April 2025. Advice: Holiplanet editorial.

Where should I live in Bergamo?

Ten areas, each described the same way: who it suits, what it costs (with the month of the data), and when to think twice. Open a card for daily life, transport, housing and watch-outs.

Città Alta

Walled old townUNESCO wallsFunicular
Best for

Singles, couples and retirees who want history, views and car-free evenings, and accept steps and visitors.

Feel

The hilltop town inside the Venetian walls: Piazza Vecchia, Santa Maria Maggiore, the Colleoni Chapel and narrow lanes such as Via Gombito and Via Colleoni.

Rent

Città Alta (September 2026): €14.12/m²: 1-bed (50 m²) about €710 · 2-bed (75 m²) about €1,060 · family (100 m²) about €1,410 a month.

Think twice if

you need a car at the door, a lift, or quiet weekends: day visitors fill the main lanes.

Daily life, transport, housing, watch-outs
Who lives here

Long-time residents, university staff and students, alongside many short-term lets.

Daily life
  • Small food shops, bakeries and cafés along the main lanes; walks on the walls and up to San Vigilio.
Getting around
  • Funicular down to Città Bassa and the Airport Bus from Colle Aperto, both on the ATB network.
  • Limited-traffic rules apply: ask about residents’ permits before bringing a car.
Housing
  • Flats in old palazzi, often without lifts; asking prices average €4,141/m² to buy, the highest in the city (September 2026).
Watch out for
  • Check damp, heating and noise from the lane; short-term lets reduce the supply of long leases.

Colli and San Vigilio

HillsSpace and viewsCar needed
Best for

Families and couples who want gardens, views and quiet, and drive.

Feel

The green hills above Città Alta, from San Vigilio to Castagneta, with villas, small farms and steep winding roads.

Rent

Colli (September 2026): €13.40/m²: 1-bed (50 m²) about €670 · 2-bed (75 m²) about €1,000 · family (100 m²) about €1,340 a month.

Think twice if

you do not drive, or want shops and schools within walking distance.

Daily life, transport, housing, watch-outs
Who lives here

Mostly established families; few rentals.

Daily life
  • Walking and running paths on the hills; the San Vigilio funicular from Città Alta.
Getting around
  • A car is the norm; some areas have infrequent bus service.
Housing
  • Villas and houses with gardens; asking prices €4,134/m² to buy (September 2026).
Watch out for
  • Narrow roads, limited parking and winter ice on steep streets.

Borgo Pignolo

Historic borgoBetween the two citiesWalkable
Best for

Singles and couples who want a historic street within walking distance of both Città Bassa and Città Alta.

Feel

Via Pignolo climbs from the lower town towards Porta Sant’Agostino, lined with palazzi and churches; Accademia Carrara is a short walk away.

Rent

No separate figure; central zone Borgo Palazzo, Centro, Stazione (September 2026): €14.31/m²: 1-bed (50 m²) about €720 · 2-bed (75 m²) about €1,070 · family (100 m²) about €1,430 a month.

Think twice if

you want a modern flat with parking.

Daily life, transport, housing, watch-outs
Who lives here

Professionals, families who have lived here for generations, and students.

Daily life
  • Galleries, small shops and cafés; Accademia Carrara and the GAMeC area nearby.
Getting around
  • On foot to the centre and Città Alta; city buses on the surrounding roads.
Housing
  • Flats in historic buildings; Immobiliare.it does not publish the borgo separately, so we show the central zone’s average as a reference.
Watch out for
  • Steep stretches and old buildings: check the lift, heating and energy class.

Borgo Santa Caterina

Neighbourhood lifeBars and shopsWalkable
Best for

Young professionals and couples who want a village-like street with bars, shops and neighbours.

Feel

Via Santa Caterina, a long historic street north-east of the centre, close to Accademia Carrara and below the walls.

Rent

No separate figure; central zone Borgo Palazzo, Centro, Stazione (September 2026): €14.31/m²: 1-bed (50 m²) about €720 · 2-bed (75 m²) about €1,070 · family (100 m²) about €1,430 a month.

Think twice if

you want silence on weekend evenings.

Daily life, transport, housing, watch-outs
Who lives here

A mix of young residents, families and older locals.

Daily life
  • Bars, restaurants and food shops along the street; walks up to Città Alta.
Getting around
  • On foot to the centre; city buses on the ring roads.
Housing
  • Older buildings and some renovated flats; Immobiliare.it does not publish the borgo separately, so we show the central zone’s average as a reference.
Watch out for
  • Street noise from bars on summer evenings; parking is tight.

Centro (Sentierone, Porta Nuova, station)

Lower town centreStation and tramShops and theatre
Best for

Singles, couples and remote workers who want everything on foot: shops, theatre, the station, the T1 tram and the Airport Bus.

Feel

The 19th- and 20th-century heart of Città Bassa: the Sentierone, Porta Nuova, Via XX Settembre and Teatro Donizetti, down to the railway and bus station.

Rent

Borgo Palazzo, Centro, Stazione (September 2026): €14.31/m²: 1-bed (50 m²) about €720 · 2-bed (75 m²) about €1,070 · family (100 m²) about €1,430 a month.

Think twice if

you want greenery and quiet; the station area is busy day and night.

Daily life, transport, housing, watch-outs
Who lives here

Professionals, students, older residents and many newcomers.

Daily life
  • Shopping streets, markets and cafés; the funicular up to Città Alta.
Getting around
  • Railway station with trains to Milan; the Airport Bus and the T1 tram start nearby.
  • Buses everywhere on one ATB ticket.
Housing
  • Apartments in period and post-war blocks; the zone averages €3,313/m² to buy (September 2026).
Watch out for
  • Petty crime is higher around stations, as in any city; visit at night before signing.

Borgo Palazzo

East of the centreEveryday shopsMid-high rents
Best for

Couples and families who want a practical, central residential street with daily services.

Feel

A long historic street running east from the centre, with shops, bakeries and side streets of flats.

Rent

Borgo Palazzo, Centro, Stazione (September 2026): €14.31/m²: 1-bed (50 m²) about €720 · 2-bed (75 m²) about €1,070 · family (100 m²) about €1,430 a month.

Think twice if

you need parking or a garden.

Daily life, transport, housing, watch-outs
Who lives here

Families, older residents and young couples.

Daily life
  • Neighbourhood shops and markets; walking distance to the centre.
Getting around
  • City buses along Via Borgo Palazzo; on foot or by bike to the station.
Housing
  • Older blocks and renovated flats; part of the central rent zone.
Watch out for
  • Traffic on the main street: ask which side the bedrooms face.

Redona and Corridoni

North-eastResidentialMid rents
Best for

Families and couples who want more space at slightly lower rents, close to the centre.

Feel

Residential districts north-east of the centre, with schools, parks and everyday services.

Rent

Corridoni, Redona (September 2026): €13.25/m²: 1-bed (50 m²) about €660 · 2-bed (75 m²) about €990 · family (100 m²) about €1,320 a month.

Think twice if

you want historic streets or nightlife on your doorstep.

Daily life, transport, housing, watch-outs
Who lives here

Mostly families and long-time residents.

Daily life
  • Local shops, parks and sports facilities.
Getting around
  • City buses to the centre.
Housing
  • Post-war and newer blocks; asking prices €2,856/m² to buy (September 2026).
Watch out for
  • Check bus frequency to your workplace before signing.

Longuelo and San Paolo

WestGreen and residentialMid rents
Best for

Families who want a quieter residential area with green space and services.

Feel

Western districts at the foot of the hills, with residential streets, parks and schools.

Rent

Longuelo, San Paolo (September 2026): €13.04/m²: 1-bed (50 m²) about €650 · 2-bed (75 m²) about €980 · family (100 m²) about €1,300 a month.

Think twice if

you do not want to rely on buses or a car for the centre.

Daily life, transport, housing, watch-outs
Who lives here

Families and professionals.

Daily life
  • Parks, schools and supermarkets; walks into the hills.
Getting around
  • City buses to the centre; a car helps.
Housing
  • Blocks with gardens and terraced houses; asking prices €2,898/m² to buy (September 2026).
Watch out for
  • Compare commute times at rush hour.

Monterosso and Valtesse

NorthFoothillsQuiet
Best for

Families and retirees who want quiet residential streets close to the hills.

Feel

Residential districts on the northern edge of the city, below the hills.

Rent

Monterosso, Valtesse (September 2026): €13.42/m²: 1-bed (50 m²) about €670 · 2-bed (75 m²) about €1,010 · family (100 m²) about €1,340 a month.

Think twice if

you want to walk to shops, bars and the station.

Daily life, transport, housing, watch-outs
Who lives here

Families and older residents.

Daily life
  • Neighbourhood services and green space; the hills close by.
Getting around
  • City buses; a car is useful.
Housing
  • Apartment blocks and houses; asking prices €2,456/m² to buy (September 2026).
Watch out for
  • Some streets are steep and far from bus lines.

Malpensata, Campagnola, Boccaleone and Celadina

South and eastLowest rentsMixed
Best for

Students, young workers and families on a budget who want the lowest rents in the city.

Feel

Mixed residential and working districts south and east of the centre, around the railway and the ring roads.

Rent

Celadina, Boccaleone, Malpensata, Campagnola (September 2026): €11.38/m²: 1-bed (50 m²) about €570 · 2-bed (75 m²) about €850 · family (100 m²) about €1,140 a month.

Think twice if

you want historic charm or a prestigious address.

Daily life, transport, housing, watch-outs
Who lives here

A mix of young workers, families and long-time residents.

Daily life
  • Supermarkets and local services.
Getting around
  • City buses; parts are walking distance from the railway station.
Housing
  • Post-war and newer blocks; asking prices €2,148/m² to buy, the lowest in the city (September 2026).
Watch out for
  • Conditions vary street by street: visit at different times of day before signing.

Best for, feel and think twice: Holiplanet’s editorial assessment from the facts on this page. Rents: Immobiliare.it asking rents for the named zone, with the month of the data; amounts are Holiplanet estimates. The City of Bergamo does not publish district statistics we could read, so «Who lives here» is descriptive.

Stone arcades of the Palazzo della Ragione in Piazza Vecchia, with the Colleoni Chapel visible through the arches
Città Alta: the arcades of Piazza Vecchia · Photo: Marcel Gierschick · Pexels License · source
A quiet residential street in Bergamo with period buildings and mountains in the distance
A quiet street with the mountains beyond · Photo: Eva Bronzini · Pexels License · source
Aerial view of the centre of Città Bassa with its avenues and rooftops, Città Alta on the hill behind
Città Bassa’s centre from above · Photo: Mikhail Nilov · Pexels License · source

Quick answers

  • Cheapest: Malpensata, Campagnola, Boccaleone and Celadina, then Canovine and Colognola.
  • For families: Redona and Corridoni, Longuelo and San Paolo, Monterosso and Valtesse; the Colli if you drive.
  • Without a car: the Centro, Borgo Pignolo, Borgo Santa Caterina, Borgo Palazzo and Città Alta.
  • Most beautiful: Città Alta and the Colli, at the highest prices.
  • Safest: no official crime data by district exists that we could verify; see the safety answer above.

How to choose the street

  • Visit in November as well as in spring: fog, rain and short days change how a street feels.
  • Ask about heating type and costs, the energy class, lift and parking; condominium fees are often extra.
  • Walk to the nearest bus stop, funicular or tram stop and time it.

Neighbourhood finder · four questions

Find the Bergamo neighbourhoods that fit your life

A starting point, not a verdict: tell us how you live and we suggest three areas to explore first, with a typical rent for you.

Question 1 of 4

Who is moving?

Question 2 of 4

Monthly budget for rent?

Question 3 of 4

What matters most? Pick any.

Question 4 of 4

Will you have a car?

Areas to explore first

How it works: each area is rated on car-free life, historic streets, closeness to the station and the Airport Bus, evening life and space (Holiplanet’s editorial assessment of the facts on this page), then adjusted for your budget, a typical flat size for your household and whether you drive. Rents: average asking rents by zone, September 2026 (the borghi use the central zone’s average). Always visit before you decide.

How do I find a home in Bergamo?

Rent first, then buy if Bergamo becomes home.

09

How do I find a long-term rental in Bergamo?

In short: start early, get your codice fiscale first, and use local agencies: good flats near the centre and in the borghi go quickly, and many owners prefer tenants with an Italian contract or solid guarantees.

  • Get your tax code (codice fiscale) before you start: you need it for the lease, utilities and a bank account.
  • Main contract types (Law 431/1998): free-market leases of 4 years renewable for 4 more («4+4»), and agreed-rent leases of 3+2 years at rents set by local agreements; short transitional and student leases also exist.
  • Expect a deposit of up to three months’ rent, plus agency fees if you use an agency.
  • Visit in person, or ask an agency to do a video viewing; never pay a deposit before seeing the flat and the owner’s documents.
  • Stay first: a few weeks in a hotel or short let in the area you are considering is the best test.
10

Will a landlord rent to me? What do they ask for?

In short: usually yes, if you can show stable income; newcomers without an Italian payslip are asked for more guarantees.

What landlords usually ask

  • ID or passport and your codice fiscale;
  • proof of income: payslips, an employment contract, pension statements or tax returns;
  • for non-EU citizens, a visa or residence permit (or the post-office receipt of your application).

If you have no Italian income yet

  • offer a bank guarantee or a larger deposit within the legal limit;
  • show savings or a foreign employment contract;
  • consider a shorter transitional lease first, then a 4+4 once you have a local track record.

Holiplanet’s editorial summary of common practice; terms are negotiated case by case.

11

Can I buy a home in Bergamo, and is it better to rent or buy?

In short: yes, EU citizens can buy freely and most non-EU citizens can buy where reciprocity applies or with a residence permit; rent first, buy once you know the neighbourhood.

  • Asking prices average €2,924/m² (September 2026), up 5.75% in a year: from €2,148/m² in the southern and eastern districts to €4,141/m² in Città Alta and €4,134 in the Colli.
  • A 75 m² flat at the city average is about €219,000 before taxes and fees (Holiplanet estimate: €/m² × 75).
  • Purchases go through a notary; you need a codice fiscale and usually an Italian bank account.
  • Ask for the energy certificate (APE), the building’s condominium accounts and any planned works.
12

What are the rules for short lets and trial stays?

In short: every tourist short let in Italy must display a national identification code (CIN); use a registered short let or a hotel for your first weeks, then move to a resident lease.

  • Check that the listing shows its CIN and that you receive a receipt.
  • Short lets do not give you residence: to register at the anagrafe you need a home where you actually live.
  • Holiplanet’s advice: test two areas for 2–4 weeks each, at different times of year if you can.

Settling in: paperwork, health and daily life

Where a rule depends on your status (EU or non-EU, employee or self-employed), we say so and link the official page.

13

What paperwork do I need to move to Bergamo?

In short: it depends on your passport and on why you come: EU citizens register residence after three months; non-EU citizens need a visa first, then apply for a residence permit within 8 days of arrival.

EU / EEA citizens

  • Tax code: form AA4/8 at an Agenzia delle Entrate office (by appointment), by certified email (PEC) or through the Agenzia’s online service with SPID, CNS or CIE.
  • Residence (after 3 months): at the City of Bergamo’s registry office (anagrafe). Workers show an employment contract; the self-employed proof of their activity; students and pensioners health insurance and sufficient resources.
  • Driving: your EU licence stays valid.

Non-EU citizens

  • Visa: check which one you need on the Ministry of Foreign Affairs’ Visto per l’Italia portal: work, study, family, elective residence or digital nomad.
  • Residence permit: within 8 days of arrival, send the kit from a post office: €16 revenue stamp, €30 postal fee and €30.46 for the permit card, plus any contribution for your permit type. Then go to the Questura di Bergamo’s immigration office for fingerprints.
  • Tax code: assigned by the immigration desk (work or family entry) or the Questura with your permit application; from abroad, via your consulate.
  • Driving: recognition depends on agreements with your country: check before you rely on it.

Employees, self-employed, retirees

  • Employees and the self-employed (EU and non-EU) join the national health service.
  • Digital nomads (non-EU) receive a one-year permit, renewable if the conditions still apply.
  • Retirees (non-EU): the elective residence visa needs stable passive income (threshold set by each consulate) and accommodation; no work allowed.
  • Tax residence depends on where you live and spend most of the year: take advice before you move income.

The Bergamo offices

Registry office (anagrafe), Comune di Bergamo: residence, ID cards and certificates are under «Anagrafe e stato civile» on the City’s website; most counters work by appointment, and the City offers appointments with help in your own language. Registration is needed for the health service and school enrolment.

Questura di Bergamo, immigration office: fingerprints and permits after the post-office application; you receive the appointment with your receipt.

Separate comuni: if you live in a town outside the city, such as Orio al Serio or Torre Boldone, you register there, not in Bergamo.

14

How does healthcare work in Bergamo?

In short: your status decides how you join: workers and their families register with the regional health service and choose a family doctor; others may need private insurance or voluntary registration for a fee.

  • Where: since 1 January 2024 family doctors and paediatricians are managed by the local ASST; in the city that is ASST Papa Giovanni XXIII, which also runs the main public hospital, Ospedale Papa Giovanni XXIII (ATS Bergamo).
  • EU citizens staying more than three months register if they meet the conditions of Legislative Decree 30/2007; otherwise registration is voluntary and paid, unless you hold a valid EU health card or form (Regione Lombardia, updated 11 August 2026).
  • Non-EU citizens register mandatorily or voluntarily depending on the type of permit; voluntary registration costs at least €2,000 a year (€700 for students and €1,200 for au pairs) and expires on 31 December.
  • Out of hours: call 116117 for the non-urgent medical service (former «guardia medica»), every night from 19:00 to 08:00 and 24 hours on holidays; for emergencies call 112.
15

Which international schools and universities are there?

In short: one English-medium IB school in the city, a full state system in Italian and a university with English-taught master’s degrees.

Schools

The International School of Bergamo (Via Monte Gleno 54, part of Inspired) teaches ages 2 to 18 in English, with Italian, and is authorised for the IB Primary Years (2015), Middle Years (2019) and Diploma (2020) programmes. State schools teach in Italian; enrolment needs residence registration.

University

The University of Bergamo offers 71 programmes in 2026/27, including 55 degree courses, 12 English-taught master’s degrees and over 280 courses taught in a foreign language, with 19 double-degree agreements abroad (press release, 25 May 2026).

16

Can I live in Bergamo without speaking Italian, and is it easy to make friends?

In short: for the first months, with patience; for daily life, leases and offices you need Italian. Friendships come through work, school, sport and the borghi’s neighbourhood life.

  • English is common at the international school, at the university, in international companies and in much of the hotel and restaurant trade; public counters and landlords mostly work in Italian.
  • The City of Bergamo lets foreign residents book appointments with help in their own language.
  • The foreign community is large (16.2% of residents are foreign nationals) but mostly Latin American, Eastern European, Asian and North African rather than English-speaking.
  • Holiplanet’s editorial advice: join a sports club, a hiking group on the Colli or a language exchange, and become a regular at one bar in your borgo.
People relaxing on the lawn of the Venetian walls in late-afternoon light, trees and the city beyond
Late afternoon on the lawns of the Città Alta walls · Photo: Enzo Mologni · Unsplash License · source
17

How do residents get around Bergamo?

In short: on foot in the centre, then by ATB bus, the T1 tram and the funiculars on one ticket: €1.70 for 75 minutes, €36 a month or €325 a year; trains for Milan and the Airport Bus for Orio al Serio.

In the city

  • ATB urban ticket (zone A): €1.70, valid 75 minutes; 24-hour city ticket €4.90.
  • Passes, zone A: €36 a month or €325 a year; students up to 26 €260 a year; under-14s and over-65s €18 a month or €162.50 a year.
  • Funiculars to Città Alta and San Vigilio are covered by the same tickets.
  • Tram T1: 12.5 km from Bergamo to Albino in the Seriana valley, about 3.2 million passengers in 2025. Tram T2 to Villa d’Almè was expected to start in autumn 2026: check its status before relying on it.

Milan and the airport

  • Airport Bus: Milan Bergamo airport to the railway station, Porta Nuova and Città Alta (Colle Aperto) every 20 minutes, on a three-zone ticket (€3.00, valid 90 minutes).
  • A rail link from Bergamo station to the airport is under construction; RFI reported delays in February 2026.
  • Trains: direct Trenord services to Milano Centrale take about 48 minutes, hourly.
  • Driving: Città Alta has limited-traffic rules; parking in the centre is paid.
A clock tower above the wide avenues and traffic of Città Bassa, with Città Alta on the hill in the background
A clock tower above the avenues of Città Bassa · Photo: Mikhail Nilov · Pexels License · source
18

Can I work remotely from Bergamo?

In short: yes: EU citizens just register residence; non-EU citizens need the digital nomad visa or another permit that allows work.

  • Digital nomad visa (non-EU): for highly qualified remote workers; the consulate in Johannesburg lists at least €28,000 a year in income, six months of remote-work experience, health insurance and accommodation, for a one-year renewable permit. Requirements are set by decree and checked by your consulate.
  • Coworking: Regus lists coworking in Bergamo, with dedicated desks from €4 a person a day on 24-month contracts.
  • Travel: Milan Bergamo airport is on the Airport Bus, and Milan is 48 minutes by train for meetings.
  • Tax: living in Italy for most of the year usually makes you tax resident; take advice before you move.
19

Which emergency numbers should I know in Bergamo?

In short: 112 for every emergency; 116117 for non-urgent medical help at night and on holidays.

  • 112: single European emergency number for ambulance, police and fire.
  • 116117: non-urgent medical service (former guardia medica), every day 19:00–08:00 and 24 hours on holidays; doctors answer and can arrange a visit or a video consultation.
  • Save your family doctor’s and the nearest pharmacy’s numbers as soon as you register.

Living in Bergamo: frequently asked questions

Twenty questions people ask before moving to Bergamo, answered in two lines each, with a link to the details.

What is it really like to live in Bergamo?

A compact city of 120,389 people split between the walled Città Alta and the lower town, with mountains behind, Milan 48 minutes away and an airport at the edge of town. Details →

What are the pros and cons of living in Bergamo?

Pros: 1.3% unemployment, a €36 monthly pass, the airport and Milan nearby. Cons: rents around €13.57/m², wet winters and an older population. Details →

Is it worth moving to Bergamo?

Yes if you want a well-run city with work nearby and mountains on the doorstep; think twice if you want low costs, sun and sea. Details →

Is Bergamo good for expats?

Foreign residents are 16.2% (19,441), mostly from Bolivia, Ukraine and Romania; English works at the international school and the university, not at public counters. Details →

Is Bergamo good for families, retirees and remote workers?

Yes: an IB international school, €18 senior and under-14 passes, and an airport and coworking for remote workers. Details →

Is Bergamo safe to live in?

Crime in Italy is generally low; petty theft is the risk in busy places such as stations. We found no official crime data by district. Details →

How much does it cost to rent a flat in Bergamo?

€13.57/m² a month on average (September 2026): about €680 for a 50 m² one-bed, from €570 to €720 by area. Details →

How much do I need a month to live well?

Rent and transport: about €600–750 for a single person, €1,070–1,150 for a couple, before bills and food. Details →

What are the best neighbourhoods in Bergamo?

Città Alta and the borghi for character, the Centro for convenience, Redona, Longuelo and Valtesse for families, the south and east for lower rents. Details →

Where can I live without a car?

The Centro, Borgo Pignolo, Borgo Santa Caterina, Borgo Palazzo and Città Alta, all walkable and on bus or funicular routes. Details →

What is the job market like in Bergamo?

Very strong: 1.3% unemployment in the province in 2025, the lowest in Italy, with Milan within commuting distance; most jobs need Italian. Details →

How do I find a long-term rental in Bergamo?

Get a codice fiscale, use local agencies, never pay before a viewing, and test the area with a short stay first. Details →

Is it better to rent or buy in Bergamo?

Rent first. Asking prices average €2,924/m² (September 2026), up 5.75% in a year, and over €4,100/m² in Città Alta. Details →

What are the rules for short lets and trial stays?

Every tourist short let needs a national CIN code; short lets do not give you residence. Details →

What paperwork do I need to move to Bergamo?

EU citizens register residence at the anagrafe after three months; non-EU citizens need a visa, then a residence permit within 8 days. Details →

How do hospitals and healthcare work?

Register with the health service through ASST Papa Giovanni XXIII and choose a family doctor; voluntary registration costs at least €2,000 a year. Details →

Which international schools are there?

The International School of Bergamo, English-medium with all three IB programmes; the university has 12 English-taught master’s degrees. Details →

How does public transport work?

ATB buses, tram T1 and funiculars on one ticket (€1.70, €36 a month); Airport Bus every 20 minutes; direct trains to Milan in 48 minutes. Details →

Can I work remotely from Bergamo?

Yes: EU citizens just register; non-EU citizens use the digital nomad visa. Regus lists coworking from €4 a day on long contracts. Details →

What is the weather like?

Cold, sometimes foggy winters, highs near 30 °C in July and about 1,105 mm of rain a year. Details →

Your next step

Where are you in your move?

See the city first: Bergamo in photos · Where to eat: Bergamo restaurants · Questions about your move? Ask Holiplanet